Has anyone noticed how vehicle theft rates in Louisville are affecting car insurance costs lately? Even if you’ve never been a victim, living in a high-theft ZIP code can bump up your premium due to increased risk for insurers. Comprehensive coverage—what protects against theft—can cost significantly more in these areas.
If you’re shopping for a policy, be sure to compare car insurance Louisville KY quotes based on your ZIP code. Some insurers weigh local crime data more heavily than others, so switching providers could save you a decent chunk.
Have any of you changed insurers or added anti-theft features to get better rates? I’m curious what actually worked!